1. Nature of the Website
Waterloo Residents Directory is an independently operated reference. It describes public rolls, indexes, and collections connected with Waterloo, Iowa, and links readers to their custodians. It neither hosts government files nor represents an office, court, library, or agency.
2. Rules for Using This Site
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. ยง 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. Outside Websites
Each government portal, archive, and sponsored search provider sets its own terms and privacy practices. We do not control its accuracy, availability, charges, or treatment of submitted data.
5. Disclaimer of Warranties
The site is provided "as is" and "as available," with no warranties of any kind. We do not warrant that anything on the site is accurate, complete, or current, or that any linked portal will work or return correct results.
6. Liability Limits
As far as applicable law permits, the operators are not responsible for direct, indirect, incidental, special, or consequential loss tied to use of the service, an outside resource, or reliance on a record.
7. Your Duty to Indemnify
You agree to protect and hold the site's operators harmless from claims, demands, and reasonable legal fees resulting from your misuse of the service or breach of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Revisions to the Terms
A revised version may be posted here from time to time. Your continued use after publication signals acceptance of the revision.
10. Restricting Access
We may restrict or block access, without advance notice, when a user abuses the service or violates these terms.
11. Governing Law
Iowa law governs these terms without regard to conflict-of-law rules. References to public access concern the Iowa Public Records Law, Iowa Code Chapter 22, but that law governs public bodies and does not make this private service a records custodian.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.